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Use a Charge Card to Improve Your Rating

Bad credit can follow you for years and result in higher interest rates and credit rejections, and it can be challenging to find work with bad credit. If you’re sick and tired ...

If You Don’t Have a Bank, These Cards Make Sense

Although many people have an account with a bank or credit union, there’s no rule saying we need a bank account in order to manage our money. Bank accounts provide a safe place to ...

Why You Should Get a Catalog Card

Catalog shopping is an excellent way to get the items you need without leaving the house. You don’t have to drive to the mall, deal with crowds or stand in long checkout lines. ...

Cards That Everyone Can Get

After you’ve been turned down for multiple credit cards, you might feel that you’ll never get the credit you need. It’s discouraging, to say the least. But if you don’t ...
Five Cards that Can Help Boost Your Rating

Five Cards That Can Help Boost Your Rating

If you have bad credit and can’t get a credit card, you may settle into a life of paying for everything with cash. This is certainly one way to manage your finances, plus a cash-only ...
Four Reasons to Consider a Secured Credit Card

Four Reasons to Consider a Secured Credit Card

Secured credit cards are increasing in popularity, and if you’re interested in applying for a credit card, these cards are worth consideration. But before you apply, it is important ...
Tips for Finding a Low-Rate Credit Card

Tips for Finding a Low-Rate Credit Card

If you’re looking to add another credit card to your mix, it is important that you choose wisely. Some people apply for any credit card and they don’t pay attention to the interest ...
New Card Even with a Low Score

You Can Get a New Card Even with a Low Score

If you have bad credit getting a new credit card may seem out of reach. On one hand, you know it takes credit to rebuild your credit. But on the other hand, you don’t know the first ...
Signs That You Have Too Many Credit Cards

Signs That You Have Too Many Credit Cards

You might feel comfortable with a bunch of credit cards in your wallet. In your mind, if anything happens, you have access to emergency cash. Credit cards certainly serve a useful purpose ...

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